Here's how to stop those pesky credit card offers
Is your mailbox filled with credit card offers? Banks are sending out pre-approved offers by the truckload. Maybe you'd prefer not to get these letters.
Just go to this website: www.optoutprescreen.com
It's a site set up by the credit reporting agencies. It's free and it's legit.
"And you can actually have your name removed for either 5 years or permanently from all of the solicitation lists that they sell to the credit card industry," says John Ulzheimer, head of consumer education at SmartCredit.com.
"This will reduce the junk mail that you get in your mailbox which is great because fraudsters love to drive through neighborhoods and pick those things out of mailboxes because they have a lot of personal pertinent information."
To use this service, you'll need to provide your name, address and full Social Security number, which makes some people a little nervous. No need to worry. You're at a secure site. The credit bureaus need this information to pull your file and flag it for no pre-screened credit card offers.
Just go to this website: www.optoutprescreen.com
It's a site set up by the credit reporting agencies. It's free and it's legit.
"And you can actually have your name removed for either 5 years or permanently from all of the solicitation lists that they sell to the credit card industry," says John Ulzheimer, head of consumer education at SmartCredit.com.
"This will reduce the junk mail that you get in your mailbox which is great because fraudsters love to drive through neighborhoods and pick those things out of mailboxes because they have a lot of personal pertinent information."
To use this service, you'll need to provide your name, address and full Social Security number, which makes some people a little nervous. No need to worry. You're at a secure site. The credit bureaus need this information to pull your file and flag it for no pre-screened credit card offers.
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